Pensions FAQS

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Q When can I access my pension?

This will depend on your pension scheme’s rules but usually at the age of 55 you will be able to access all the money in your ‘pension pot’. You may be able to access this money earlier if you’re retiring early because of ill health.

Q What are my pension options?

When the time comes to take your pension, you’ll be met with the following option;

  • Take your money as cash: Either as one lump sum or a series of smaller amounts.
  • Income payments as and when you want: Flexible drawdown access.
  • Guaranteed income for life: An annuity can secure a regular income for life.
  • Any combination of the above options.

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