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A collection of our very useful ramblings...

Helping you craft your next chapter with confidence and clarity.

What's the difference between a valuation and a survey?

If you’re buying a property, you might hear both terms – survey and valuation – thrown around during the process. While they might sound similar, they serve very different purposes, and understanding ... ...more

First-time buyer

January 20, 2025•2 min read

Things to avoid in the lead up to your mortgage application

Getting a mortgage is an exciting step, but it requires careful preparation to avoid unnecessary hurdles. While getting your paperwork ready is essential, equally important are the things you shouldn’... ...more

First-time buyer

January 13, 2025•2 min read

How much can I borrow?

When it comes to securing a mortgage, one of the first questions you’ll likely have is, "How much can I borrow?" Understanding the factors that affect your borrowing potential is key to ensuring that ... ...more

First-time buyer

November 21, 2024•5 min read

Can a mortgage offer be withdrawn?

Receiving a mortgage offer is an exciting milestone on your journey to homeownership, but what if something goes wrong and your offer gets withdrawn? It’s crucial to understand the factors that could ... ...more

First-time buyer

November 21, 2024•5 min read

How long will my Agreement in Principle last for?

When it comes to securing a mortgage, an Agreement in Principle (AIP) can be an essential first step. But how long is an AIP valid for, and why does it matter? ...more

First-time buyer

November 21, 2024•4 min read

Who is the best mortgage lender?

When it comes to choosing a mortgage lender, the answer isn’t as straightforward as naming one "best" option. Instead, the best lender for you depends on your circumstances, priorities, and financial ... ...more

First-time buyer

November 19, 2024•2 min read

A collection of our very useful ramblings...

Helping you craft your next chapter with confidence and clarity.

What's the difference between a valuation and a survey?

First-time buyer

January 20, 2025•2 min read

Things to avoid in the lead up to your mortgage application

First-time buyer

January 13, 2025•2 min read

How much can I borrow?

First-time buyer

November 21, 2024•5 min read

Can a mortgage offer be withdrawn?

First-time buyer

November 21, 2024•5 min read

How long will my Agreement in Principle last for?

When it comes to securing a mortgage, an Agreement in Principle (AIP) can be an essential first step. But how long is an AIP valid for, and why does it matter? ...more

First-time buyer

November 21, 2024•4 min read

Who is the best mortgage lender?

First-time buyer

November 19, 2024•2 min read

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IMPORTANT: With investments, your capital is at risk. Pensions and investments can go down in value as well as up, so you could get back less than you invest.

Need Financial Planning Ltd is registered in England and Wales no. 10901658. Registered office, 123 High Street, Broadstairs, Kent, CT10 1NQ. Authorised and regulated by the Financial Conduct Authority. Need Financial Planning Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 977136. If you wish to register a complaint, please write to [email protected] or telephone 01843 228800. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.