Pensions & Investments

How we can help...

Pensions and Investment options are typically viewed as being complex and difficult to understand. However, the basics are relatively simple to grasp and taking the time to understand them now could have a big impact on how your money works for you.
Recent changes to pensions mean that you now have more choice with what to do with the money you save. From age 55 you are able to access all the money that’s in your ‘pension pot’ and will be met with the options of taking it as cash, taking income payments as and when you want or guarantee a regular income for life.


Retirement planning is never a case of ‘one size fits all’ so it’s vital that you obtain sound financial advice tailored to your individual circumstances and needs. It’s important to understand all the options available to you and the different tax implications they have.

What to expect...

Review

Full review of your current financial position.

Decision

You make the informed decision whether or not to proceed with the advised route.

Goals

Immediate and future goals (financial and other) discussed and documented.

Transfer

We will request the transfer of your existing funds to the new fund(s) and managing rights transferred to Need Financial Planning.

Research & Report

Market research to locate funds in alignment with your attitude to risk and aspirations.

On-going Management

Dedicated, professional management of your funds to ensure maximum return and goal achievement.

Presentation

Potential funds and cash flow model presented to you.

On-going Reviews

Regular reviews with your adviser to ensure funds evolve alongside your goals, attitude to risk and life events.

Review

Full review of your current financial position.

Goals

Immediate and future goals (financial and other) discussed and documented.

Research & Report

Market research to locate funds in alignment with your attitude to risk and aspirations.

Presentation

Potential funds and cash flow model presented to you.

Decision

You make the informed decision whether or not to proceed with the advised route.

Transfer

We will request the transfer of your existing funds to the new fund(s) and managing rights transferred to Need Financial Planning.

On-going Management

Dedicated, professional management of your funds to ensure maximum return and goal achievement.

On-going Reviews

Regular reviews with your adviser to ensure funds evolve alongside your goals, attitude to risk and life events.

Let's meet :)

Book your free, no obligation pension/ investment review today and let's see what your money could and should be doing for you.

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Important: With investments, your capital is at risk. Pensions can go down in value as well as up, so you could get back less than you invest.