Services
Pensions & InvestmentsMortgages & ProtectionEquity Release
About Us
Fees
Contact
Services
Pensions & InvestmentsMortgages & ProtectionEquity Release
About Us
Fees
Contact

Invest wisely, retire confidently.

Re-imagine your retirement years with smart pension and investment choices.

Calculate your retirement income.
Book your consultation.

Invest wisely, retire confidently.

Re-imagine your retirement years with smart pension and investment choices.

Calculate your retirement income.
Book your consultation.

How we can help.

Pensions and Investment options are typically viewed as being complex and difficult to understand. However, the basics are relatively simple to grasp and taking the time to understand them now could have a big impact on how your money works for you.


Recent changes to pension regulations mean that you now have more choice with what to do with the money you save. Starting at age 55, your 'pension pot' becomes accessible, with the options to take it as cash, access income payments when needed, or securing a regular income for life.


Retirement planning is never a case of ‘one size fits all’ so obtaining tailored financial advice, alligned with your unique circumstances, is crucial. Understanding the array of options available and their distinct tax implications is paramount in crafting a retirement strategy that suits your needs.

How we can help.

Pensions and Investment options are typically viewed as being complex and difficult to understand. However, the basics are relatively simple to grasp and taking the time to understand them now could have a big impact on how your money works for you.


Recent changes to pension regulations mean that you now have more choice with what to do with the money you save. Starting at age 55, your 'pension pot' becomes accessible, with the options to take it as cash, access income payments when needed, or securing a regular income for life.


Retirement planning is never a case of ‘one size fits all’ so obtaining tailored financial advice, alligned with your unique circumstances, is crucial. Understanding the array of options available and their distinct tax implications is paramount in crafting a retirement strategy that suits your needs.

What to expect...

Review

Full review of your current financial position.

Decision

You make the informed decision whether or not to proceed with the advised route.

Goals

Immediate and future goals (financial and other) discussed and documented.

Transfer

We will request the transfer of your existing funds to the new fund(s) and managing rights transferred to Need Financial Planning.

Research & Report

Market research to locate funds in alignment with your attitude to risk and aspirations.

On-going Management

Dedicated, professional management to ensure continued and proficient monitoring of your funds.

Presentation

Potential funds and cash flow model presented to you.

On-going Reviews

Regular reviews with your adviser to ensure funds evolve alongside your goals, attitude to risk and life events.

Review

Full review of your current financial position.

Goals

Immediate and future goals (financial and other) discussed and documented.

Research & Report

Market research to locate funds in alignment with your attitude to risk and aspirations.

Presentation

Potential funds and cash flow model presented to you.

Decision

You make the informed decision whether or not to proceed with the advised route.

Transfer

We will request the transfer of your existing funds to the new fund(s) and managing rights transferred to Need Financial Planning.

On-going Management

Dedicated, professional management to ensure continued and proficient monitoring of your funds.

On-going Reviews

Regular reviews with your adviser to ensure funds evolve alongside your goals, attitude to risk and life events.

Important: With investments, your capital is at risk. Pensions and investments can go down in value as well as up, so you could get back less than you invest.